Double cover, caught at upload.
Duplicates and farmers already insured for the same crop and dates are flagged before anything is priced.
Agricultural insurance,end to end.
Where insurers, brokers, aggregators and consortiums run agricultural insurance end to end, from the first farmer record to the last payout.
How it works
How a season runs in DigiBima.
From the schedule you upload to the season's numbers: four screens, one record.
New business · Schedules
Farmer schedule
Uploaded from the field · every row checked
| Farmer | Crop | Check |
|---|---|---|
| Maize | Checked | |
| Beans | Checked | |
| Sunflower | Duplicate | |
| Rice | Checked | |
| Coffee | Already insured | |
| Maize | Checked |
2 rows held back before pricing
Highlights
Get the highlights.
Two people on every risk note.
One prepares it; a different person approves it.
A certificate for every farmer.
Under one master policy for the group.
M-Pesa premiums, matched.
Payments find their policy; anything unmatched waits for review.
Claims checked against cover.
Every loss notice is held to the policy's dates and sums.
Consortiums
Where several insurers carry one season, DigiBima splits every premium and every claim by treaty, member by member, so nobody reconciles a spreadsheet again.
Shared by treaty, to the cent.
Where several insurers carry one risk, each member's share of premium and claims is worked out and tracked.
- Lead insurer
- Member
- Member
Who it's for
Built for everyone in the chain.
Insurers
Your products, your rates, your approvals.
- Approval stages you configure
- Risk notes with a second approver
- Premium collected against payable
Brokers and agents
Many clients, many seasons, side by side.
- Schedules per client and season
- Proposals sent for review
- Every policy's status at a glance
Aggregators
A whole group in one upload.
- Farmers kept distinct in the group
- Duplicates flagged on upload
- A certificate for every farmer
Consortiums
One risk, shared by treaty.
- Shares calculated and subscribed
- Premium split per member
- Claims shared the same way
Ready for the season?
DigiBima is by invitation. Ask ACRE Africa for an invite code to register your organisation.
How joining works
- Request an inviteEmail it@acreafrica.com with your organisation, country, type, and a contact person and phone.
- Get your invite codeACRE Africa sends a code for your organisation.
- Register with the codeRegister your organisation, then sign in.